3-5 days
Mortgage Time-to-Cash
<10%
Rework Rate
90%
STP Rate
Bring Time-to-Cash Down to 3-5 Days for Your Most Complex Mortgage Loans
- Financial, collateral, and disbursement checks in seconds
- Fully autonomous mortgage flow with seamless internal and external communications
- Supports digital, branch, and broker submissions; integrates with existing LOS
Automated Retail Lending
How OpsAI delivers value across the mortgage flow in retail lending
01
Financial Assessment
Executes automated pack validation and file classification to deliver immediate Pre-Approve or Early Reject decisions on incoming files.
02
Application Submission
Automates full income verification across state databases, instantly cross-referencing complex, non-standard revenue streams.
03
Collateral Assessment
Performs property and mortgage eligibility verifications within minutes, mitigating fragmented cadastre data discrepancies.
04
Disbursement Check
Validates contract compliance, offering conditions, and lien registrations to accelerate final capital drawdown approval.
05
Post-Disbursement
Transforms recurring subsidy eligibility audits and ongoing borrower compliance tracking into automated, long-term workflows.
Frequently asked questions
We’re built for regulated environments from the ground up. That includes GDPR and EU AI Act compliance, full audit trails for every agent decision, role-based access controls, data encryption in transit and at rest, and support for your existing identity and logging infrastructure.
Our architecture is model-agnostic. We work with commercial models (Anthropic, OpenAI, Google, Mistral), open-source models (Llama, Qwen, and others) that can be hosted entirely within your environment, and specialized domain models where appropriate.
Yes. We support on-premise, private cloud, and hybrid deployments. For regulated financial institutions with strict data residency, sovereignty, or security requirements, on-prem is often the default, all data processing, model inference, and agent orchestration can run entirely within your own infrastructure.
Most PoCs run 6–8 weeks, from scoping to measurable results on a real process with real documents. We deliberately scope PoCs to demonstrate production-grade accuracy on a specific workflow, not toy demos. Several of our enterprise clients moved from PoC to production rollout within a single quarter.
